.
real estate san jose ca real estate san jose california real estate cupertino ca real estate cupertino california homes cupertino ca homes cupertino california homes san jose ca homes san jose california homes santa
clara ca homes santa clara california homes santa clara ca real estate santa clara california real estate santa clara VA home loans first time home buyer programs santa clara county home buyer programs real estate
san jose ca real estate san jose california real estate cupertino ca real estate cupertino california homes cupertino ca homes cupertino california homes san jose ca homes san jose california homes santa clara ca
homes santa clara california homes santa clara ca real estate santa clara california real estate santa clara VA home loans first time home buyer programs santa clara county home buyer programs real estate san jose
ca real estate san jose california real estate cupertino ca real estate cupertino california homes cupertino ca homes cupertino california homes san jose ca homes san jose california homes santa clara ca homes santa
clara california homes santa clara ca real estate santa clara california real estate santa clara VA home loans first time home buyer programs santa clara county home buyer programsreal estate san jose ca real estate
san jose california real estate cupertino ca real estate cupertino california homes cupertino ca homes cupertino california homes san jose ca homes san jose california homes santa clara ca homes santa clara california
homes santa clara ca real estate santa clara california real estate santa clara VA home loans first time home buyer programs santa clara county home buyer programsreal estate san jose ca real estate san jose
california real estate cupertino ca real estate cupertino california homes cupertino ca homes cupertino california homes san jose ca homes san jose california homes santa clara ca homes santa clara california homes
santa clara ca real estate santa clara california real estate santa clara VA home loans first time home buyer programs santa clara county home buyer programs real estate san jose ca real estate san jose california real
estate cupertino ca real estate cupertino california homes cupertino ca homes cupertino california homes san jose ca homes san jose california homes santa clara ca homes santa clara california homes santa clara ca
real estate santa clara california real estate santa clara VA home loans first time home buyer programs santa clara county home buyer programs real estate san jose ca real estate san jose california real estate
cupertino ca real estate cupertino california homes cupertino ca homes cupertino california homes san jose ca homes san jose california homes santa clara ca homes santa clara california homes santa clara ca real
estate santa clara california real estate santa clara VA home loans first time home buyer programs santa clara county home buyer programs real estate san jose ca real estate san jose california real estate cupertino ca
real estate cupertino california homes cupertino ca homes cupertino california homes san jose ca homes san jose california homes santa clara ca homes santa clara california homes santa clara ca real estate santa
clara california real estate santa clara VA home loans first time home buyer programs santa clara county home buyer programs real estate san jose ca real estate san jose california real estate cupertino ca real estate
cupertino california homes cupertino ca homes cupertino california homes san jose ca homes san jose california homes santa clara ca homes santa clara california homes santa clara ca real estate santa clara
california real estate santa clara VA home loans first time home buyer programs santa clara county home buyer programs real estate san jose ca real estate san jose california real estate cupertino ca real estate
cupertino california homes cupertino ca homes cupertino california homes san jose ca homes san jose california homes santa clara ca homes santa clara california homes santa clara ca real estate santa clara
california real estate santa clara VA home loans first time home buyer programs santa clara county home buyer programs real estate san jose ca real estate san jose california real estate cupertino ca real estate
cupertino california homes cupertino ca homes cupertino california homes san jose ca homes san jose california homes santa clara ca homes santa clara california homes santa clara ca real estate santa clara
california real estate santa clara VA home loans first time home buyer programs santa clara county home buyer programs real estate san jose ca real estate san jose california real estate cupertino ca real estate
cupertino california homes cupertino ca homes cupertino california homes san jose ca homes san jose california homes santa clara ca homes santa clara california homes santa clara ca real estate santa clara
california real estate santa clara VA home loans first time home buyer programs santa clara county home buyer programs real estate san jose ca real estate san jose california real estate cupertino ca real estate
cupertino california homes cupertino ca homes cupertino california homes san jose ca homes san jose california homes santa clara ca homes santa clara california homes santa clara ca real estate santa clara
california real estate santa clara VA home loans first time home buyer programs santa clara county home buyer programs real estate san jose ca real estate san jose california real estate cupertino ca real estate
cupertino california homes cupertino ca homes cupertino california homes san jose ca homes san jose california homes santa clara ca homes santa clara california homes santa clara ca real estate santa clara
california real estate santa clara VA home loans first time home buyer programs santa clara county home buyer programs real estate san jose ca real estate san jose california real estate cupertino ca real estate
cupertino california homes cupertino ca homes cupertino california homes san jose ca homes san jose california homes santa clara ca homes santa clara california homes santa clara ca real estate santa clara
california real estate santa clara VA home loans first time home buyer programs santa clara county home buyer programs real estate san jose ca real estate san jose california real estate cupertino ca real estate
cupertino california homes cupertino ca homes cupertino california homes san jose ca homes san jose california homes santa clara ca homes santa clara california homes santa clara ca real estate santa clara
california real estate santa clara VA home loans first time home buyer programs santa clara county home buyer programs real estate san jose ca real estate san jose california real estate cupertino ca real estate
cupertino california homes cupertino ca homes cupertino california homes san jose ca homes san jose california homes santa clara ca homes santa clara california homes santa clara ca real estate santa clara
california real estate santa clara VA home loans first time home buyer programs santa clara county home buyer programs real estate san jose ca real estate san jose california real estate cupertino ca real estate
cupertino california homes cupertino ca homes cupertino california homes san jose ca homes san jose california homes santa clara ca homes santa clara california homes santa clara ca real estate santa clara
california real estate santa clara VA home loans first time home buyer programs santa clara county home buyer programs real estate san jose ca real estate san jose california real estate cupertino ca real estate
cupertino california homes cupertino ca homes cupertino california homes san jose ca homes san jose california homes santa clara ca homes santa clara california homes santa clara ca real estate santa clara
california real estate santa clara VA home loans first time home buyer programs santa clara county home buyer programs real estate san jose ca real estate san jose california real estate cupertino ca real estate
cupertino california homes cupertino ca homes cupertino california homes san jose ca homes san jose california homes santa clara ca homes santa clara california homes santa clara ca real estate santa clara
california real estate santa clara VA home loans first time home buyer programs santa clara county home buyer programs real estate san jose ca real estate san jose california real estate cupertino ca real estate
cupertino california homes cupertino ca homes cupertino california homes san jose ca homes san jose california homes santa clara ca homes santa clara california homes santa clara ca real estate santa clara
california real estate santa clara VA home loans first time home buyer programs santa clara county home buyer programs  real estate san jose ca real estate san jose california real estate cupertino ca real estate
cupertino california homes cupertino ca homes cupertino california homes san jose ca homes san jose california homes santa clara ca homes santa clara california homes santa clara ca real estate santa clara
california real estate santa clara VA home loans first time home buyer programs santa clara county home buyer programs real estate san jose ca real estate san jose california real estate cupertino ca real estate
cupertino california homes cupertino ca homes cupertino california homes san jose ca homes san jose california homes santa clara ca homes santa clara california homes santa clara ca real estate santa clara
california real estate santa clara VA home loans first time home buyer programs santa clara county home buyer programs real estate san jose ca real estate san jose california real estate cupertino ca real estate
cupertino california homes cupertino ca homes cupertino california homes san jose ca homes san jose california homes santa clara ca homes santa clara california homes santa clara ca real estate santa clara
california real estate santa clara VA home loans first time home buyer programs santa clara county home buyer programs real estate san jose ca real estate san jose california real estate cupertino ca real estate
cupertino california homes cupertino ca homes cupertino california homes san jose ca homes san jose california homes santa clara ca homes santa clara california homes santa clara ca real estate santa clara
california real estate santa clara VA home loans first time home buyer programs santa clara county home buyer programs real estate san jose ca real estate san jose california real estate cupertino ca real estate
cupertino california homes cupertino ca homes cupertino california homes san jose ca homes san jose california homes santa clara ca homes santa clara california homes santa clara ca real estate santa clara
california real estate santa clara VA home loans first time home buyer programs santa clara county home buyer programs real estate san jose ca real estate san jose california real estate cupertino ca real estate
cupertino california homes cupertino ca homes cupertino california homes san jose ca homes san jose california homes s anta clara ca homes santa clara california homes santa clara ca real estate santa clara
california real estate santa clara VA home loans first time home buyer programs santa clara county home buyer programs Santa  Clara County Real Estate, Santa Clara County homes, Santa  Clara County Real
Estate, Santa Clara County homes, Santa  Clara County Real Estate, Santa Clara County homes, Santa  Clara County Real Estate, Santa Clara County homes, Santa  Clara County Real Estate, Santa Clara County  
homes, Santa  Clara County Real Estate, Santa Clara County homes, Santa  Clara County Real Estate, Santa Clara County homes, Santa  Clara County Real Estate, Santa Clara County homes, Santa  Clara County
Real Estate, Santa Clara County homes, Santa  Clara County Real Estate, Santa Clara County homes, Santa  Clara County Real Estate, Santa Clara County homes, Santa  Clara County Real Estate, Santa Clara
County  homes, Santa  Clara County Real Estate, Santa Clara County homes, Santa  Clara County Real Estate, Santa Clara County homes, Santa  Clara County Real Estate, Santa Clara County homes, Santa  Clara
County Real Estate, Santa Clara County homes, Santa  Clara County Real Estate, Santa Clara County homes, Santa  Clara County Real Estate, Santa Clara County homes, Santa  Clara County Real Estate, Santa
Clara County  homes, Santa  Clara County Real Estate, Santa Clara County homes, Santa  Clara County Real Estate, Santa Clara County homes, Santa  Clara County Real Estate, Santa Clara County homes,

    Of course, you are always free to select your own service providers, however, I found that many of my client's were using the same
    resources.  I'm pleased to refer you to select resources that have produced positive experiences for me and/or my clients.  If  there is  
    a service that you now about that you think would be a great addition, let me know!                                                              
            
USEFUL LINKS & RESOURCES
Loan Officer:
Michelle Belmonte
Sr. Mortgage Loan Consultant
Propsect Mortgage
408-568-0713 Phone
877-317-0112 Fax
michelle.belmonte@prospectmtg.com
http://www.MyProspectMortgage.com/mbelmonte
RCS-D trained loan officer able to provide pre-divorce loan counseling,
familiar with 1st time home buyer programs, and an overall kind person.
 She is also proficient in American Sign Language. Prospect Mortgage
is a direct lender with a large selection of loan products.
 Credit Reports
Annual Credit Report.com
The official site set up to excercise your right to a free annual copy of
your credit report.  The report is free, but I suggest you purchase your
FICO (typically $10-15) from Equifax, when the option is given.
Handyman/Contractors:
Mark A Pieper
Skilled tradesperson willing and able to take on small and large jobs.  
His team has gutted and renovated buildings that were near
"teardowns", Installed single items (doors, sinks, cabinets, etc.)for
homeowners and landlords, and done custom renovations on
multimillion dollar estates.
 Accountant:
Karen Hahn, CPA, CVA
A CPA who really adds value for her clients!  Whether you’re an
individual or a business, check Karen’s website for great tools to help
educate you and plan your finances.
Home Inspections:
NBI (National Building Inspectors)
They are an "inspection only" company that is able to perform the
general home inspection and termite inspection during a single visit to
the home. Their reports typically have many photos.  Because this
company does not perform repairs, they provide an unbiased
assessment of the property.
 Pest Control & Treatment:
Killroy Pest Control
One of the few companies that will just do treatments that are
requested, if needed.  Experienced, and very competitive in pricing.
   
KWW Kitchen Cabinets
A great resource if you are on a budget but want to renovate your
kitchen and/or bath with wood (not particle board) cabinets and
granite. They are a wholesale source, so you will need to use your
own handyman (see Mark above) and get someone to install the
granite (ask the store clerk for suggestions).  A client paid approx $4K
installed for a kitchen that would have likely cost $15K at a retail store.
 Lumber Liquidators
Some of the best prices if you want bamboo or hardwood (but not
carpet or laminate, see Lowe's).
  Special pages where you can get a 10% coupon from Home Depot or
Lowes.
Home Depot Discount
tLowe's Discount

Also, if I order gift cards for you, I get them at a 5% discount.  You can
then use these gift cards with the 10% off coupon!  When I last
checked, Home depot only allows a $200 maximum discount, but Lowe’
s allows up to $1000.   I can also get and additional 10% coupon
(cannot be used with other 10% coupon), if I register you on the
Realtor portals.
Susan Mix
Certified Ingham Method®  
Reflexologist IonCleanse®  Practitioner
Awesome reflexologist.  She has helped people work through a
number of ailments, and through her Ion Cleanse, helped clients with
early detections of health problems.  I personally experienced her Ion
Cleanse.  Relaxing and informative.
 Mamasource™
A wonderful, free local on-line community for working and stay-at-
home Moms.
Serving your unique real estate needs through your changing life!
Not in the local area?  
Talk for free online with Skype.
Click logo to find out more.
Brenda Avilla-Kintz
REALTOR,
GRI, SRES, RCS-D, CDPE, SFR
Altera Real Estate
1124 Meridian  Avenue
San Jose, CA 95125

Phone:
(408) 828-2020

Fax:      
(408) 754-3910

Toll Free:
(866) 978-2800 ext.232

Email:
Brenda@CaRealEstateOnline.com
Brenda Avilla-Kintz
REALTOR, GRI, SRES, RCS-D, CDPE, SFR
Brenda Avilla-Kintz
REALTOR, GRI, SRES, RCS-D, CDPE, SFR